Michael Karokora Mugabi

Managing Director Housing Finance Bank (HFB)

Mr. Michael. K. Mugabi is the Managing Director of Housing Finance Bank in Uganda.  Michael has a wealth of knowledge & experience in the Banking, Housing & Legal Sectors in Uganda, and a tenure that spans a period of over 25 years.  In this role as Managing Director, Michael offers strategic oversight and business leadership to the Bank.  Prior to his appointment as Managing Director, Michael served as Executive Director of the Bank, providing oversight to critical functions of the Bank including Credit, Information Technology and Bank Operations during a crucial transitional period that saw the Bank successfully transform from a mortgage banking institution into a fully-fledged commercial banking entity.    


Over the years, Michael has been intimately involved in shaping key financial solutions designed to invigorate and spur the growth & development of the Housing Sector in Uganda.  Michael is a Fellow of the Chartered Secretaries and Administrators, United Kingdom and currently serves as President of the Institute of Corporate Governance of Uganda (ICGU), both accreditations that draw upon his years of experience when he served as Company Secretary of the Bank.  Michael has a Master of Laws Degree in Commercial and Corporate Law from the University of London, United Kingdom, a Bachelor of Laws Honours Degree from Makerere University Kampala, amongst other professional qualifications.  

11.20 - 12.05

DAY 1 - 08 SEPT 2023 Morning Session | Keynote Remarks


  • Financing Ugandan infrastructure development: What is ‘good debt’?
  • Investing in Sustainable solutions in Finance and Technology, Infrastructureand Urban Development, Construction (Real Estate) and Manufacturing.